Fast & Flexible Process



Application Submission:

Start by submitting a loan application with Legacy Advance. The process is quick and straightforward.

Review & Qualification:

Legacy Advance will assess your business’s eligibility by reviewing your daily credit card sales and overall business performance. Unlike traditional loans, your credit score is less of a factor; instead, they focus on cash flow and sales volume.

Documentation Needed:

To move forward, you'll need to provide key documents, including:

3 months of bank statements (to assess your cash flow)

3 months of credit card processing statements (to verify sales and revenue)

Valid business license (to confirm your business is legitimate)

Proof of identity (for business owner verification)

Approval & Offer:

After reviewing your documents, Legacy Advance will provide you with a loan offer that includes the amount, repayment terms (based on a percentage of daily sales), and any associated fees.

Funding:

Once the offer is accepted, the funds are typically deposited into your account within 1-2 business days. Repayment is automatically deducted as a percentage of your daily credit card sales until the advance is paid off.

This process is designed to be fast, flexible, and minimally invasive, making it an ideal solution for businesses with fluctuating revenues.